Bankruptcy can be a great way to get a fresh start when your debt has become unaffordable due to financial hardship. Bankruptcy is for those who have a strong desire to pay their bills, but may not have the ability to pay those bills.
Read storyTrying to figure out if you can meet all the requirements for a bankruptcy discharge can be a challenge, especially if you don’t know where to start. The Bankruptcy Means Test form was created to help you navigate through to see if you qualify to file for bankruptcy discharge. The means test will look at your income to determine if you can qualify.
Read storyYes, you can file bankruptcy while unemployed with no job, but please note that your unemployment income does count as income for the bankruptcy means test.
Read storyThe United States Bankruptcy Code does not require people to hire a bankruptcy lawyer to file a Chapter 7 bankruptcy case. Cases filed by individuals without attorneys are referred to as “pro se” filings.
Read storyMany people are concerned about what they may lose if they file for Chapter 7 bankruptcy. When you file bankruptcy, you are essentially under the rights of the court as well as federal and state laws. Both federal and state bankruptcy exemptions help determine what assets you can keep and what you may lose.
Read storyWhile bankruptcy is a popular solution out of debt, there are other ways to get rid of debt. If you have been reading up on bankruptcy, and it does not sound like something you would like to proceed with, there are numerous other alternatives for you. For example, you could consider home co-investment, which is different from HELOC and reverse mortgage and doesn't need monthly payments.
Read storyWhether you file Chapter 7 or Chapter 13 bankruptcy, the value of your home will have an impact on your bankruptcy case. The bankruptcy trustee assigned to your case will first review the value of your home. The review will help them determine if you have non-exempt equity that you could use to pay your unsecured debts. Let us cover the basics before getting into how a trustee values your home.
Read storyBefore filing for bankruptcy, you need to take a Chapter 7 bankruptcy means test.
Read storyBankruptcy can help you out of debt, but most people settle for more expensive debt relief options in fear of losing their assets. Losing the only things you have left could be scary- your car or your home, but you don't have to. Bankruptcy exemptions protect debtor assets, even when they file Chapter 7 bankruptcy. Here is everything you need to know.
Read storyDid you know that Chapter 13 bankruptcy can help lower the interest rate on your car loan? Besides getting rid of debt, Chapter 13 bankruptcy provides debt relief in other ways, which include lowering the balance on your auto loan and its interest rate. Here is how it works, and how much you can save.
Read storyYes and no. Some attorneys are open to taking this plan, but some are not. Therefore, remember to ask during your consultation.
Read storyUnderstand what are the exemptions when you file for bankruptcy.
Read storyA Chapter 7 Bankruptcy can help relieve your debt to help you start saving for retirement while other debt relief options may not help in this area.
Read storyFiling for debt relief under Chapter 13 can take just a few days or a few weeks, depending on how quickly you complete the steps for filing Chapter 13.
Read storyYou want to know whether to file a Chapter 13 bankruptcy without an attorney. See 3 things to know about the process and the success rate.
Read storyYou may have recently filed for bankruptcy and it was discharged, but you are still seeing those debts on your credit report. What should you do?
Read storyWhen you file for bankruptcy, whether Chapter 7 or 13, you will be required to attend the 341 Meeting of Creditors.
Read storyA cash advance comes in handy when you need quick cash and your credit score is hanging by a thread. If you are looking to file bankruptcy, that payday loan you are considering might complicate your application further.
Read storyUnlike the popular opinion, filing for bankruptcy is not free. Therefore, most people avoid filing for bankruptcy to get over their financial debt, fearing that they cannot afford to. Fortunately, there are cost-friendly ways to file for bankruptcy.
Read storyThere is no minimum debt amount that you have to be in to file Chapter 7 bankruptcy, however, there are some things you may want to consider before filing. Many people wonder if they have enough debt to file for bankruptcy. Is $5,000 too little debt to file for bankruptcy? Should you file bankruptcy for $20,000 in debt?
Read storyWe owe our veterans a debt that we cannot repay. The choice to serve in the United States Armed Forces is brave. Here at Ascend, we thank you for your service.
Read storyShort answer, yes. you can file a Chapter 7 before 8 years, however, you cannot receive a discharge of debts before the eight years are up. That is an important distinction that many people may not understand.
Read storyAttending a 341 Meeting of Creditors for a bankruptcy case can sometimes be intimidating and overwhelming. It is natural to be nervous when you don’t know what to expect.
Read storyIf you’re looking to file for bankruptcy as a form of relief, one of the first things that you may need to determine is whether you meet the income limit for Chapter 7 Bankruptcy. Chapter 7 bankruptcy is often, the easiest, and most affordable form of bankruptcy.
Read storyJust a quick heads up: We are all about providing information, not legal advice. We're not attorneys, but if you want to chat with a bankruptcy attorney in your city, they've got a free consultation waiting for you.
Read storyJust a quick heads up: We are all about providing information, not legal advice. We're not attorneys, but if you want to chat with a bankruptcy attorney in your city, they've got a free consultation waiting for you.
Read storyJust a quick heads up: We are all about providing information, not legal advice. We're not attorneys, but if you want to chat with a bankruptcy attorney in your city, they've got a free consultation waiting for you.
Read storyUnsecured debt has hit a level never seen before, with interest rates accumulating since the 2020 pandemic. Many lost their jobs, and average household income has come at an all-time decline throughout the United States. The following statistics will explore more about how, on average, households manage their debt and the circumstances that led to financial instability.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in the District of Columbia is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Vermont is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Alaska is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Montana is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Wyoming is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in North Dakota is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Hawaii is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in South Dakota is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Connecticut is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Rhode Island is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in New Hampshire is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Kansas is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Delaware is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Idaho is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Nebraska is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in New Mexico is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Wisconsin is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Utah is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in West Virginia is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Minnesota is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Louisiana is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Massachusetts is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Nevada is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in South Carolina is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Maryland is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Colorado is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Missouri is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Kentucky is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Iowa is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Alabama is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Arkansas is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Mississippi is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in North Carolina is the first step.
Read storyYou might be going through some tough financial times and are thinking about filing for Chapter 7 bankruptcy in Wyoming. But before you make any decisions, there are three important things you need to consider:
Read storyIf you're in a tough spot financially and thinking about filing Chapter 7 bankruptcy in Nevada, there are a few key things you need to keep in mind:
Read storyIf you find yourself in debt, navigating the options to alleviate that financial burden can be overwhelming. This article aims to clarify Chapter 7 bankruptcy and its alternatives in the District of Columbia. Before delving in, consider these three questions:
Read storyFacing debt without the proper resources can be an incredibly difficult situation to navigate. Therefore, we’ve written this article on Chapter 7 bankruptcy in Vermont and other possible alternatives. Before getting started, however, we’d like you to keep the following questions in mind:
Read storyIf you’re facing debt, not understanding the options to relieve that financial burden can be quite overwhelming. To help with that, we’ve written this article which will explain Chapter 7 bankruptcy and its alternatives in North Dakota. However, before getting started, ask yourself these three questions:
Read storyDealing with a financial burden can be a difficult and overwhelming situation. To help you understand your options, we’ve written this article about Chapter 7 bankruptcy in Hawaii. We will also touch on alternatives that may be appropriate for your situation. Before continuing, here are a few key points to consider:
Read storyIf you’ve been dealing with debt, it may be confusing to understand your options. To make things easier, we’ve written this article to explore Chapter 7 bankruptcy for those who live in Maine. Before getting started, here a few key things to consider:
Read storyIf you're thinking about filing Chapter 7 bankruptcy in Connecticut, here are a few things to first consider;
Read storyIf you've hit a rough patch financially and you're thinking about filing a Chapter 7 bankruptcy in Colorado, it's a big decision, and there are a few key things you need to consider before diving in:
Read storyIf you've hit a rough patch financially and you're thinking about filing for a Chapter 7 bankruptcy in Missouri, there are a few key things you need to keep in mind.
Read storyDisclaimer: This article is for informational purposes only. We are not attorneys and cannot provide financial advice. However, we hope this information will assist you in making a more informed decision about bankruptcy and other debt management options. If you want to speak with a bankruptcy attorney in your area, you can schedule a free consultation with us, and we will connect you.
Read storyPlease note: This article serves informational purposes only. We do not offer financial advice as we are not attorneys. However, we aim to provide valuable insights to assist you in making informed decisions regarding bankruptcy and debt management. If you seek guidance from a bankruptcy attorney in your area, we offer free consultations to connect you with one.
Read storyIf you're experiencing financial difficulties and find it challenging to navigate your options, you're not alone. That's why we've crafted this article to guide individuals facing similar challenges. If you're contemplating Chapter 7 bankruptcy, particularly in Alaska, here are some essential considerations before proceeding:
Read storyIf you're facing money troubles, sorting through your options can feel overwhelming without proper help. That's why we've created this article to assist folks dealing with similar challenges. If you're thinking about Chapter 7 bankruptcy, especially in Montana, here are some important things to think about before moving forward:
Read storyIf you are considering filing for bankruptcy in Rhode Island, specifically Chapter 7 bankruptcy, here are a few key things you could consider beforehand.
Read storyConsider a few essential things if you're considering filing for bankruptcy in New Jersey.
Read storySo, you've hit a rough patch financially and are considering filing for bankruptcy in Virginia, specifically Chapter 7 Bankruptcy. Before you make any decisions, there are a few important things to note.
Read storyIf you're grappling with financial difficulties and need guidance, this article aims to assist individuals facing similar challenges. Explicitly focusing on Chapter 7 bankruptcy in New Hampshire, here are some crucial points to consider before proceeding:
Read storyIf you're grappling with financial challenges, navigating your options can feel daunting without the right resources. We've crafted this article to aid individuals facing similar circumstances. If you're contemplating Chapter 7 bankruptcy in Kansas, here are crucial points to consider:
Read storyIf you're dealing with tough financial challenges, understanding your options can feel overwhelming without the right resources. We've put together this article to assist those facing similar circumstances. If you're contemplating Chapter 7 bankruptcy in Delaware, here's what you should know before taking the plunge:
Read storyFacing tough financial times can leave you feeling lost without the correct information. We've put together this article to assist those in similar situations. If you're thinking about Chapter 7 bankruptcy, particularly in Idaho, here are some key points to consider:
Read storyIf you're facing tough financial times and considering Chapter 7 bankruptcy in Nebraska, consider some key points before making any decisions.
Read storyAre you facing financial difficulties and considering Chapter 7 bankruptcy in New Mexico? Here's what you need to know before taking the plunge:
Read storySo you're financially burdensome and considering filing bankruptcy in Maryland, specifically Chapter 7 bankruptcy. There are a few key things you need to know before diving into it:
Read storyIf you've hit a rough patch financially and are thinking about filing for Chapter 7 bankruptcy in Kentucky, there are a few key things you need to know before diving into it:
Read storyIf you feel like you're in a tough spot financially, you may have considered filing for a Chapter 7 bankruptcy in Iowa. It's a big decision, so there are some essential things for you to consider.
Read storyIf you feel like you're in a tough spot financially, you may have considered filing for a Chapter 7 bankruptcy in Alabama. It's a big decision, so there are some important things for you to consider.
Read storyIf you're grappling with financial difficulties, navigating the complexities of available options can be daunting without proper guidance. That's why we've crafted this article to assist individuals facing similar challenges. For those contemplating Chapter 7 bankruptcy, particularly within Arkansas, here are crucial aspects to consider before proceeding:
Read storyFacing a challenging financial situation can be overwhelming when you lack the resources to understand your options. Hence, this article aims to aid those in similar circumstances. Before delving into the Chapter 7 bankruptcy process in Mississippi, consider these key points:
Read storyA tough financial predicament can leave you feeling lost without the correct information. We've compiled this article to assist those in similar situations. If you're contemplating Chapter 7 bankruptcy, particularly in North Carolina, here are a few crucial points to consider:
Read storyIf you've hit a rough patch financially and are considering going down the bankruptcy route in Michigan, specifically Chapter 7 bankruptcy. Well, there are a few key things you should keep in mind before you move forward:
Read storyYou may face some financial difficulties and think about filing for bankruptcy in Oregon, specifically Chapter 7 bankruptcy. There are a couple of things that you should consider before moving forward:
Read storyNot knowing what route to take can be highly challenging if you're faced with debt. Therefore, we've written this guide to determine Chapter 7 bankruptcy in Georgia and possible alternatives. Before continuing to read, however, we have a few points we'd like to share:
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Michigan is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Oregon is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Pennsylvania is the first step.
Read storyBankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Washington is the first step.
Read storyYou are considering filing bankruptcy in Pennsylvania, specifically Chapter 7 bankruptcy. Although this decision can feel overwhelming, I am here to break it down for you in 3 main parts.
Read storyNot having the resources to understand your options can be overwhelming if you're facing a challenging financial situation. Therefore, we've laid out this article to help those going through a similar experience. If you're considering Chapter 7 bankruptcy, specifically in the state of Arizona, here are a few key things to know before diving into the process:
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