Chapter 13 Bankruptcy Help
Feel more confident in your decision to file bankruptcy. Understand what goes into filing a Chapter 13 Bankruptcy by reading our articles or speaking to an analyst. This website is for informational purposes only.
Chapter 13 Bankruptcy
Learn MoreChapter 13 Bankruptcy is a 3 or 5 year repayment plan, which is often used by folks that don't qualify for Chapter 7 bankruptcy. It can sometimes be expensive so it's important to understand what your bankruptcy options are before filing.
Chapter 13 Bankruptcy vs. Chapter 7 Bankruptcy
learn moreChapter 7 Bankruptcy is the process of wiping out most all of your unsecured through a one time fee. In order to file a Chapter 7 Bankruptcy you need to qualify, so it's important to understand the median income guideline for your household size and area.
If you don't qualify, it may be a good idea to consider Chapter 13 Bankruptcy. As Chapter 13 Bankruptcy can sometimes be expensive, it's important consider Debt Relief options as well.
Chapter 13 Bankruptcy vs. Debt Settlement
Learn moreLet's say for example your Chapter 13 Bankruptcy plan payment estimate appears to be quite high. If that's case, folks tend to compare Chapter 13 Bankruptcy directly to Debt Settlement.
Debt Settlement is the process of negotiating the total amount of unsecured debt owed down about 50% and setting up a new payment plan.